US Holidays 2025: Impact on Banks and Markets
The Independence Day holiday will affect various services, including mail delivery and express shipping, with some services resuming on July 7. It's crucial to check with individual institutions and service providers for their holiday schedules and plan accordingly to ensure a smooth transition.
Banks and the stock market will be closed on July 4, 2025, in observance of Independence Day, with most banks, including national and regional institutions, and the Federal Reserve shutting down for the day, affecting wire transfers and ACH transactions.
The closure of banks and financial institutions on July 4 will mean that no wire transfers or ACH transactions will process until July 7, although online banking and ATM services will still be available. However, branch services and phone support may be unavailable, and customers are advised to plan accordingly.
The New York Stock Exchange and NASDAQ will also be closed on July 4, with trading activity ending early on July 3 at 1:00 p.m. ET. Bond markets will also close early, and USPS will be closed on July 4, while FedEx and UPS will suspend most express services, except for FedEx Custom Critical.
The holiday closures will have a significant impact on financial transactions and markets, and individuals and businesses are advised to plan ahead to minimize any disruptions. With the US holidays 2025 schedule in mind, it's essential to stay informed about the closures and plan accordingly to avoid any inconvenience.