US Holidays 2025: Key Closures on MLK Day
Key services closed on MLK Day include USPS, banks, and the stock market, while national parks offer free entrance, and ATMs and online banking remain available, with major retailers and grocers open for business.

As the United States observes Martin Luther King Jr. Day on January 20, 2025, coinciding with Inauguration Day, various government offices, banks, and services will be closed, while major retailers and grocers remain open, with some modifications to mail and financial services.
On this federal holiday, the United States Postal Service (USPS) will not deliver or pick up mail, and most banks, including Bank of America, Citibank, and Santander Bank, will be closed, with no transactions processed. The New York Stock Exchange and Nasdaq will also not trade on Monday, and the Federal Reserve will be closed. However, ATMs and online banking services will remain available for customers to manage their accounts.
While nonessential government services and national banks will be closed, national parks will offer free entrance to visitors. It's essential to check with local branches for specific information on hours of operation, as some services may have varying schedules. FedEx will have modified delivery services, but the USPS will not ship or deliver mail. Major US retailers and grocers will operate as usual, but it's always a good idea to confirm their hours before visiting.
As the nation honors the legacy of Martin Luther King Jr., it's crucial to plan accordingly, considering the closures and limited services. With some services available online or through automated systems, individuals can still manage their finances and access essential services, even on a federal holiday.